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FAQs About Zip
What are the steps to use Zip for dental treatments at Southside Friendly Dental Care?
To use Zip for dental treatments at Southside Friendly Dental Care, patients need to follow a simple set of steps. Below are the detailed steps for accessing this flexible payment option for your dental care needs.
- Download the Zip app or register online:
Start by downloading the Zip app from the App Store or Google Play, or visit the Zip website to create an account. - Complete the Zip application process:
Once you have the app or are on the website, complete Zip’s application process by providing the required personal and financial information. Zip will review your application promptly, and upon approval, you can begin using your Zip account for dental treatments. - Get approved with a spending limit:
After Zip approves your application, you will receive a spending limit based on your financial profile and Zip’s policies. This limit will determine the amount you can use for treatments, giving you the flexibility to access necessary dental care without upfront payments. - Book your appointment with Southside Friendly Dental Care:
Contact Southside Friendly Dental Care to schedule your dental appointment, informing the team that you plan to use Zip. - Present your Zip account at the appointment:
On the day of your treatment, let the front desk know that you’ll be using Zip to cover costs. You’ll need to log into your Zip account on your mobile device to complete the payment, following any on-screen prompts for authorisation. - Choose a payment schedule through Zip:
After the transaction, Zip allows you to set up a repayment schedule that fits your budget, either weekly, fortnightly, or monthly. You can adjust settings on the Zip app, providing convenient flexibility in managing your repayments.
Using Zip at Southside Friendly Dental Care can help you manage your dental care costs with ease and confidence. Flexible payment options like Zip aim to make dental treatments accessible without adding the worry of upfront costs, helping you prioritise your oral health.
Can I use Zip for all dental services?
Are there any fees associated with using Zip?
Yes, there are some fees associated with using Zip, depending on the service and payment terms. Here are the possible fees you may encounter:
- A one-time establishment fee of up to $99 may apply based on your approved credit limit. See your contract for details.
- A $9.95 monthly account fee applies, waived if you pay the closing balance in full by the due date.
- A $9.95 monthly account fee applies, waived if there is no outstanding balance on your account.
- A late payment fee of $5 applies if a repayment is missed, with additional fees if future payments are also missed.
These fees support Zip’s flexible payment model, allowing you to spread out costs over time to fit your budget. Understanding these fees helps you make the right choices when planning your dental care payments.
Is there a spending limit for using Zip on dental care?
Yes, there is a spending limit for using Zip on dental care, normally starting at $1,000 and going up to $5,000. You can apply for a credit limit increase if you meet the following eligibility criteria.
- Your account has been open for over six months from the date of your first order.
- You’ve consistently made repayments for more than six months on your account.
- Your account is up-to-date and not overdue at the time of the request.
- You haven’t requested a credit limit increase within the last six months.
These criteria help Zip assess eligibility for larger credit limits, which can offer more flexibility for dental care expenses. If you meet these requirements, you may find it easier to access more extensive treatments within your budget.